Express Business Solutions
Sally Miranda
Founder & Credit Strategy Executive
Sally Miranda is the founder and driving force behind Express Credit Solutions, with over 31 years of expertise in mortgage, commercial, and business-certified credit underwriting. A respected leader in the financial services industry, Sally is renowned for her ability to design and implement strategic credit solutions that accelerate access to business funding and support long-term financial success.
Her deep industry knowledge, combined with a hands-on, results-oriented approach, makes Sally a trusted partner for investors, collaborators, and clients seeking to build solid credit foundations for scalable growth. She specializes in empowering businesses to unlock funding opportunities through proven credit-building strategies tailored to real-world financial goals.
Sally’s commitment to excellence, integrity, and innovation has positioned her as a go-to expert for those looking to strengthen financial positioning, attract capital, and drive sustained success in today’s competitive marketplace.
Express Business Solutions
Ruben Joseph
Founder & Chief Technology Engineer
With over 30 years of experience in financial technology, Ruben Joseph is a visionary leader committed to developing innovative solutions that drive financial empowerment. As the Founder and Chief Technology Engineer, Ruben has built a legacy of creating scalable, secure, and user-focused platforms that help clients achieve lasting financial independence.
Ruben’s deep industry knowledge and track record of successful ventures make him a trusted partner for investors, a strategic ally for business collaborators, and a results-driven resource for clients. His leadership continues to shape the future of fintech by aligning advanced technology with real-world financial goals.
Funding Solutions We Offer
Working Capital Loans
Merchant Cash Advances
Invoice Factoring
Lines of Credit
Equipment Financing
Startup Business Loans
Revenue-Based Funding
Short-Term Bridge Loans
How It Works
1. Apply Online (Takes Less Than 5 Minutes)
Provide basic business info — no hard credit check required.
2. Review & Approval
Our team evaluates your application and presents custom funding offers.
3. Receive Your Funds
Get money in your business bank account in as little as 24–72 hours.
Why Choose Express Business Solutions?
- Fast approvals (often same day)
- High approval rates — even with less-than-perfect credit
- Simple repayment terms
- No collateral required
- Trusted by hundreds of business owners nationwide
- Personalized support from real funding advisors
Industries We Serve
We work with businesses in nearly every industry, including:
Retail & eCommerce
Construction & Contracting
Trucking & Transportation
Restaurants & Hospitality
Medical & Dental Practices
Beauty & Personal Services
Cleaning Services
Professional Services
What Our Clients Say
Get Started
Contact Express Business Solutions
