About Us
Express Business Solutions
Sally Miranda
Founder & Credit Strategy Executive
Sally Miranda is the founder and driving force behind Express Credit Solutions, with over 31 years of expertise in mortgage, commercial, and business-certified credit underwriting. A respected leader in the financial services industry, Sally is renowned for her ability to design and implement strategic credit solutions that accelerate access to business funding and support long-term financial success.
Her deep industry knowledge, combined with a hands-on, results-oriented approach, makes Sally a trusted partner for investors, collaborators, and clients seeking to build solid credit foundations for scalable growth. She specializes in empowering businesses to unlock funding opportunities through proven credit-building strategies tailored to real-world financial goals.
Sally’s commitment to excellence, integrity, and innovation has positioned her as a go-to expert for those looking to strengthen financial positioning, attract capital, and drive sustained success in today’s competitive marketplace.
Express Business Solutions
Ruben Joseph
Founder & Chief Technology Engineer
With over 30 years of experience in financial technology, Ruben Joseph is a visionary leader committed to developing innovative solutions that drive financial empowerment. As the Founder and Chief Technology Engineer, Ruben has built a legacy of creating scalable, secure, and user-focused platforms that help clients achieve lasting financial independence.
Ruben’s deep industry knowledge and track record of successful ventures make him a trusted partner for investors, a strategic ally for business collaborators, and a results-driven resource for clients. His leadership continues to shape the future of fintech by aligning advanced technology with real-world financial goals.